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Loan Information & Disclosures

Loan Information & Disclosures

At Bright Side Loans, transparency matters. Below you’ll find important information about our loan products.

    • Repayment Periods: Loan repayment terms range from 12 months (1 year) to 60 months (5 years).
    • Annual Percentage Rates (APRs): Our APRs range from 36% to 199%, including interest, fees, and other applicable costs.

Representative Example:

    • A loan of $5,000 for 36 months at a 15% APR would result in monthly payments of $173.21.
    • Total repayment over the term would be $6,235.56, including all interest and fees.

  • We do not provide loans with repayment periods of fewer than 60 days.