How it Works

At Bright Side Loans, our top priority is helping you get the financing you need quickly and without the hassle. Our team of Loan Officers are here to help you every step of the way, from application to repayment.

Quick 5 step process to get your loan today

1.

Fill out a simple application that tells us about you, your employment, and your banking information.

We will quickly review your application and determine whether we can pre qualify you for a personal loan. We will let you know right away about the initial credit assessment.

2.
If you pass our initial credit review, you then need to submit the following information:
- A copy of your most recent pay stub, which you can submit through our website portal.
- A completed electronic bank verification, using a link you will receive via text and email.

3.

From here, we move into final review.

If approved and upon receiving an acceptable loan amount and payment size, then you will proceed to sign your loan agreement electronically

4.

Once the loan agreement has been finalized, we ACH the funds to your bank account the next business day*

5.

Payments begin on your scheduled first payment date**

*Your loan amount is determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Residents of Idaho, Missouri, South Carolina, and Utah, the minimum loan amount is ,$750.

ELIGIBILITY AND ADDITIONAL DETAILS; PERSONAL LOAN INTEREST RATES AND FEES. The offers you see on this website are currently charging a maximum of 200% with terms ranging from 12 months to 24 months. Actual rate depends on credit score, loan term, and other factors.

Quick 5 step process to get your loan today

Amortization for $1000 loan at 199% interest rate

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Monthly